The Problem with Health Insurance and Therapy

We all need someone to talk to sometimes, someone to listen, to care, to process, to advise us occasionally, and to support us through transitions in life. I teach a pyramid of support. At the bottom, the foundation layer, you have the support that is closest to you in proximity. This includes your family and friends, peers and coworkers, acquaintances, and social connections. It’s the people who form your daily interactions and will likely show up to your funeral. At the tippy top of the pyramid is the rarest and most professional support you might ever need; think psychiatrist, plastic surgeon, or criminal defense attorney. Some people never need this level of support. If you do have a need in this category, it is likely there is no alternative because it is so specialized.

The middle part of the pyramid between the bookends includes a variety of styles and levels of support. I call this the “can’t do it myself and I need some help” section. Skilled trades and professional services fall into this section. It’s the people who provide you something you can’t do for yourself. Narrowing in on the category of mental health, this section includes therapists, counselors, mentors, social workers, life coaches, health coaches, doctors, nurses, trainers, and more. There are many people in many roles who offer different flavors of support but ultimately are purposed to help you make the most of your life and find true wellness.

Unfortunately, in our society, money and the systems it flows through controls the narrative. In recent decades, “health insurance” has become the standard decision maker in people’s care. Many professionals who are connected to the “health care system” are under the influence of the people behind insurance. So, when therapy transitioned to a health-care service in order to qualify for coverage, it became a pawn of the industry too. What does this mean for you?

Concisely, if you use your health insurance to cover a service, it must be deemed a medically necessary treatment. Said another way, anything that your insurance pays for must be justified as a treatment of a disease or disorder. Your therapist has to diagnose you with a mental health disorder and then notate your treatment to get paid. I’ve talked about this before in sharing why I left the clinical world of professional counseling. The system is not aligned with my moral standard. For a small group of individuals, this insurance benefit is a great thing! But most people are walking around believing they have mental health issues that they don’t. In fact, socially it is common to make light of serious disorders because they have become so familiar to us. I find this to be a tragedy and disservice to humanity.

It’s time to start viewing money, healthcare, and professional support differently. It’s not what most people think it is. This is why I offer the services that I do and at a rate that does not compete with insurance. I believe in the power of support for personal growth and wellness. We’re all trying to make a living doing something we love. I’m also trying to change the world by flowing under the mainstream current for the greater good. It’s not easy standing alone but it’s worth it. I’ll tell you the hard truth. I hope you receive it.

Movement

Photo by Pixabay on Pexels.com

Since the word March is both the current month and an action one can perform, it seems fitting to make this month all about movement. (Yes, I am a grammar nerd.) In this 2022 series, last month we talked about embodiment which includes how we move in and live in our bodies. This month I want to talk about movement because it is absolutely foundational to health and wellness.

If you fail to move, you will allow disorder in the body. Most people who encounter disease give up movement in the process. It is cyclic cause and effect. Even the “mental health disorders” directly affect physical movement. Depression generates lethargy. Anxiety gives rise to “freezing” or feeling paralyzed to act or move. Psychosis can in fact lock someone in their head, causing dissociation from the body and mental absence from the present moment. When movement ceases, the many systems of the body deteriorate and create complex issues. At this moment, I want to say that if you are struggling with a mental or physical ailment that resonates with this idea, please seek professional help. You must have support and a process to get healthy again.

For those of us who fall into the range of normal in our health and wellness, even if there is room for improvement, let’s talk about how we are moving. How active are you? Do you move from one place to another throughout the day with little to no physical activity? How often do you exercise for pleasure? Something strange has happened in our culture where exercise became a dirty word and people who are physically unhealthy look down on people who do it. I believe we need to get back to exercise being the norm. Not necessarily going to a gym or artificial movement, although for some that is a great outlet. We need to learn to find our natural movement and embrace it. We are alive and should be active!

Over the upcoming weeks, if you follow me on social media, I am going to be sharing little thoughts and tips all about movement. I hope you will check it out and actually ponder each concept. If you identify an obstacle in your mindset or motivation about movement and increasing your physical health, connect with me. I’d love to support you and provide accountability in your journey.

Goals and Developments

Photo by Polina Zimmerman

The beginning of January has been a time for reflection on what I did well last year and where I fell short. Anyone who values progress should regularly take time for such reflections. In both my personal life and professional endeavors, I accomplished some great new horizons in 2021. Overall, it was a fantastic year!

Part of the progress I made last year came with realizing some weak spots. I am now aware of where I fell short, what my obstacles were, why I became stuck or stagnant, and where to go from here. This week I spent time choosing wise goals and planning for my success in the year ahead. I’m going into some new adventures, picking up some plans I have laid down over the years, and ultimately authoring my own success. This is my life and only I can live it.

At the core of my passion is walking through this process with others. If you are struggling with a lack of clarity, stagnation in personal development, problematic relationships, or confusion in career development, it is essential to use reflection to become aware and then set wise goals to move forward. I know it can feel overwhelming, especially if you don’t know where to begin. Having a professional partnership for your success and accountability for your course can make all the difference. If this resonates with you, let’s connect.